Research interests: Banking, Household Finance, Development Economics
Working Papers
Speed of Payment in Procurement Contracts: the Role of Political Connections (with Ricardo Dahis and Thiago Scot) [Paper version April 2024]
Banks' Physical Footprint, Digital Payment Technologies and Fintech Growth (with Lucas Mariani and José Renato Ornelas) [BCB WP version and IDB WP version April 2023] [Summary: World Bank All About Finance, IDB Ideas Matter, and BBC Brasil]
Internal Markets and M&A Value Creation: Evidence from Bank Branch-level Data (with Lucas Mariani) [Paper version January 2024]
MiDES: New Data and Facts from Public Procurement and Budget Execution in Brazil (with Ricardo Dahis, Lucas Nascimento, Nathalia Sales, and Thiago Scot) [World Bank Policy Research Working Paper version November 2023] [Dataset]
Work in Progress
Household Debt and Labor Market Outcomes (with Nelson Camanho, Toni dos Santos and Jesús Gorrín)
The Labor Market Effects of a Credit Crunch (with Marco Bonomo, Cecilia Machado and Bruno Martins)
The Impact of Instant Payment Systems on Financial and Labor Market Outcomes: evidence from Pix (with Giorgia Barboni, Lucas Mariani and José Renato Ornelas)
Determinants of Concentration in the Banking Industry: Evidence from Payroll Auctions
Publication
Export Side Effects of Wars on Organized Crime: The Case of Mexico (with Jesús Gorrín and José Morales-Arilla) Journal of International Economics [Paper version March 2023]
Publication in Refereed Brazilian Journal
Idiosyncratic Moments and the Cross-Section of Stock Returns in Brazil, Brazilian Review of Econometrics, Vol. 36, 2, 255-286, 2016. (with Caio Almeida and Cristina Tessari) [Paper]
Bernardo Ricca
![Bernardo Ricca 007bx.jpg](https://static.wixstatic.com/media/85fb37_5520c9ad44844e7c95d6de5205795e13~mv2.jpg/v1/fill/w_189,h_259,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/Bernardo%20Ricca%20007bx.jpg)
Contact information:
Insper
Adress: Rua Quatá 300
São Paulo, 04546-042, SP
Email: bernardoOGR@insper.edu.br
Curriculum vitae (English)