Research interests: Banking, Household Finance, Development Economics
Working Papers
Financial Innovation, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems
with Carlos Burga, Jacelly Cespedes, and Carlos Parra
Competing for Loan Informal Seniority: Theory and Evidence
with Theo Martins and Arthur Taburet
Febraban prize best paper in banking
Banks' Physical Footprint, Digital Payment Technologies and Fintech Growth
with Lucas Mariani and José Renato Ornelas
R&R Management Science
Summary: World Bank All About Finance, IDB Ideas Matter, and BBC Brasil
Febraban prize best paper in banking
Internal Markets and M&A Value Creation: Evidence from Bank Branch-level Data
with Lucas Mariani
R&R Journal of Financial and Quantitative Analysis
Speed of Payment in Procurement Contracts: the Role of Political Connections
with Ricardo Dahis and Thiago Scot
R&R Journal of Law, Economics, and Organization
Fiscal Capacity and Execution at the Local Level: New Evidence from Brazil
with Ricardo Dahis, Lucas Nascimento, Nathalia Sales, and Thiago Scot
R&R World Bank Economic Review
Household Debt Composition and Labor Market Outcomes
with Nelson Camanho, Toni dos Santos, and Jesús Gorrín
Work in Progress
Debt Relief Expectations and Borrowing Behavior: Evidence from Social Contagion in Court Rulings
with Leonardo S. Alencar and Pedro Amoni
The Labor Market Effects of a Credit Crunch
with Marco Bonomo, Cecilia Machado, and Bruno Martins
Complementarities Between Instant Payments and Open Finance: Evidence from Brazil with Giorgia Barboni, Lucas Mariani, and José Renato Ornelas
Publication
Export Side Effects of Wars on Organized Crime: The Case of Mexico
with Jesús Gorrín and José Morales-Arilla
Journal of International Economics
Other Publications / Reports
MiDES: New Data and Facts from Public Procurement and Budget Execution in Brazil
with Ricardo Dahis, Lucas Nascimento, Nathalia Sales, and Thiago Scot
World Bank Policy Research Working Paper
Idiosyncratic Moments and the Cross-Section of Stock Returns in Brazil
with Caio Almeida and Cristina Tessari
Brazilian Review of Econometrics
Bernardo Ricca

Contact information:
Insper
Adress: Rua Quatá 300
São Paulo, 04546-042, SP
Email: bernardoOGR@insper.edu.br
Curriculum vitae