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Research interests: Banking, Household Finance, Development Economics

Working Papers

Speed of Payment in Procurement Contracts: the Role of Political Connections (with Ricardo Dahis and Thiago Scot) [Paper version April 2024]

Banks' Physical Footprint, Digital Payment Technologies and Fintech Growth (with Lucas Mariani and José Renato Ornelas [BCB WP version and IDB WP version April 2023] [Summary: World Bank All About Finance, IDB Ideas Matter, and BBC Brasil] 

Internal Markets and M&A Value Creation: Evidence from Bank Branch-level Data (with Lucas Mariani) [Paper version January 2024] 

MiDES: New Data and Facts from Public Procurement and Budget Execution in Brazil (with Ricardo Dahis, Lucas Nascimento, Nathalia Sales, and Thiago Scot) [World Bank Policy Research Working Paper version November 2023] [Dataset]

Work in Progress

Household Debt and Labor Market Outcomes (with Nelson Camanho, Toni dos Santos and Jesús Gorrín)

The Labor Market Effects of a Credit Crunch (with Marco Bonomo, Cecilia Machado and Bruno Martins)

The Impact of Instant Payment Systems on Financial and Labor Market Outcomes: evidence from Pix (with Giorgia BarboniLucas Mariani and José Renato Ornelas)

Determinants of Concentration in the Banking Industry: Evidence from Payroll Auctions 


Export Side Effects of Wars on Organized Crime: The Case of Mexico (with Jesús Gorrín and José Morales-ArillaJournal of International Economics [Paper version March 2023]

Publication in Refereed Brazilian Journal

Idiosyncratic Moments and the Cross-Section of Stock Returns in Brazil, Brazilian Review of Econometrics, Vol. 36, 2, 255-286, 2016. (with Caio Almeida and Cristina Tessari) [Paper]





Bernardo Ricca


Bernardo Ricca 007bx.jpg

Contact information:
Adress: Rua Quatá 300
São Paulo, 04546-042, SP
Curriculum vitae (English)


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